{"id":6753,"date":"2026-05-12T23:22:16","date_gmt":"2026-05-12T23:22:16","guid":{"rendered":"https:\/\/wwwyoumailcstg.wpenginepowered.com\/?page_id=6753"},"modified":"2026-05-28T14:43:22","modified_gmt":"2026-05-28T14:43:22","slug":"pre-approved-loan","status":"publish","type":"page","link":"https:\/\/www.youmail.com\/home\/scam\/pre-approved-loan\/","title":{"rendered":"Pre-Approved Loan"},"content":{"rendered":"\n<section class=\"wp-block-group alignfull is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-e7df6947 wp-block-group-is-layout-flex\" style=\"margin-bottom:0;padding-top:0;padding-right:var(--wp--preset--spacing--30);padding-bottom:0;padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-1 gb-1-col-equal gb-columns-center\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1080px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\" style=\"text-align:left\">\n<div class=\"wp-block-group is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-f9faaab3 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-7387b849 wp-block-group-is-layout-flex\">\n<div class=\"md-chip\"><h1>PRE-APPROVED LOAN SCAM<\/h1><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-98f1893a wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40)\">\n<p class=\"has-text-align-center has-primary-color has-text-color has-link-color wp-elements-d6b91f9c8ff4294b447fc6d9169aee1a wp-block-paragraph\">Bad credit is no problem<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex\"><style>@media only screen and (max-width: 600px) {.gb-6a7f56043ebfc{font-size: 36px!important;}}<\/style>\n<h2 class=\"gb-6a7f56043ebfc wp-block-heading has-text-align-center\" style=\"font-size:64px;line-height:1.1\"><em>&#8220;<em><em><em><em><em><em><em><em>Congratulations<\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em>. You&#8217;ve been pre-approved for a loan of up to&#8230;&#8221;<\/em><\/h2>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:0;padding-bottom:var(--wp--preset--spacing--50)\">\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-3c6ee09b1f67d8de84e727fde04946da wp-block-paragraph\" style=\"color:#5d7083\">Sure, we all get mailers from our bank with new loan offers and financing options. But what about those annoying telemarketers or robocalls announcing you&#8217;re the lucky recipient of a pre-approved loan? Chances are that those are scams aimed at conning you out of your hard-earned cash.<\/p>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-container-core-group-is-layout-e3964afe wp-block-group-is-layout-constrained has-background\" style=\"border-top-left-radius:60px;border-top-right-radius:8px;border-bottom-left-radius:60px;border-bottom-right-radius:60px;padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60);background-image:url(&apos;https:\/\/www.youmail.com\/wp-content\/uploads\/2025\/08\/pitch-bkgd-alt.jpg&apos;);background-size:cover;background-attachment:scroll;\">\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex\">\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-2 gb-2-col-equal\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\" style=\"text-align:center\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"447\" height=\"891\" src=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high.png\" alt=\"\" class=\"wp-image-6758\" style=\"object-fit:contain;width:250px;height:500px\" srcset=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high.png 447w, https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high-151x300.png 151w, https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high-400x797.png 400w\" sizes=\"auto, (max-width: 447px) 100vw, 447px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-center\"><div class=\"gb-block-layout-column-inner\">\n<p class=\"wp-block-paragraph\">Get protection from pre-approved loan scams<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">YouMail &#8211; the totally free service that stops over 1 million bad guys from ringing your phone!<\/h3>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons alignwide is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-b192c3d7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/account.youmail.com\/signup?ym_source=web&amp;ym_medium=button&amp;ym_campaign=scam-pre-approved-loan\" style=\"color:#1d5326;background-color:#bee5be;padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">Stop pre-approved loan scams today<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-6ad4e947 wp-block-group-is-layout-constrained\" style=\"background:linear-gradient(180deg,rgb(239,243,255) 0%,rgba(255,255,255,0) 100%);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<h2 class=\"wp-block-heading has-text-align-left has-primary-color has-text-color has-link-color wp-elements-5f05cced4b0061bd594f8aef39059950\">What you should know<\/h2>\n\n\n\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-b3ff8204 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-left has-secondary-color has-text-color wp-block-paragraph\">The scam starts with a simple phone call from a supposed &#8220;lender&#8221; offering a great guaranteed rate on a &#8220;pre-approved&#8221; loan. The caller will emphasize that a poor credit history is no problem at all. In fact, they will ignore your credit history completely. All that&#8217;s needed is a one-time fee of $200 (or more!) to secure the loan.<\/p>\n\n\n\n<p class=\"has-text-align-left has-secondary-color has-text-color wp-block-paragraph\">Of course, there&#8217;s no such thing as guaranteed approval. (Too many variables can change between when you actually apply for a loan and when you receive an offer.) And any time you&#8217;re asked to make payments upfront, it&#8217;s a huge red flag. There should never be a case in which you need to give your credit card information to make a payment before you get funded.<\/p>\n<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-6ad4e947 wp-block-group-is-layout-constrained\" style=\"background:linear-gradient(180deg,rgb(239,243,255) 0%,rgba(255,255,255,0) 100%);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--60)\">\n<h2 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-link-color wp-elements-5d82b80898b97c4f0e4506875ba76ac0\">How YouMail can help stop pre-approved loan scams today<\/h2>\n\n\n\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-b3ff8204 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-center has-secondary-color has-text-color has-link-color wp-elements-de2b6ac67d3167e7b9a987d20fdd261a wp-block-paragraph\">YouMail is leading the charge against robocalls and scams. Our proven solution protects consumers from scammers, spammers and other unwanted callers. Best of all, it is a 100% free service available to everyone!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/account.youmail.com\/signup?ym_source=web&amp;ym_medium=button&amp;ym_campaign=scam-pre-approved-loan\" style=\"color:#1d5326;background-color:#bee5be;padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">Stop pre-approved loan scams today<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-background is-layout-constrained wp-container-core-group-is-layout-b9582fc7 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:60px;border-top-right-radius:8px;border-bottom-left-radius:60px;border-bottom-right-radius:60px;background:linear-gradient(135deg,rgb(22,21,21) 0%,rgb(42,41,45) 100%);padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);background-image:url(&apos;https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/unknown-caller-bkgd.jpg&apos;);background-size:cover;\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<h2 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-link-color wp-elements-47b56f69b6f07075cea91e0bf91324b6\">Typical pre-approved loan scam voicemail left with YouMail customers<\/h2>\n\n\n\n<figure class=\"wp-block-audio\"><audio controls src=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/05\/preapproved-loan.mp3\"><\/audio><\/figure>\n\n\n\n<pre class=\"wp-block-preformatted\" style=\"border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-left-radius:30px;border-bottom-right-radius:30px\">TRANSCRIPTION: Hello. This is Thomas from M1 Finance. I am sorry to disturb you but I am calling you to inform you that we have approved you for a long term personal loan up to $8000 with cheapest interest rates of 2.35% only without any front payment no hidden charges or mortgage required to get this opportunity give a call on 786-393-6083. I repeat the number is 786-393-6083.<\/pre>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-bottom:0\">\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-4e0b3d7f wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h3 class=\"wp-block-heading\">What you should do<\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color wp-block-paragraph\">Whether the caller is a real person or a robocaller, hang up! If you&#8217;re prompted to press a number, don&#8217;t do it! It&#8217;s dangerous and could have longer-term repercussions for identity theft. What if you get conned into taking the call? Don&#8217;t provide any personal or financial information. And remember that numbers can be spoofed (caller ID will be fake). Report them and other Do Not Call violations to ftc.gov\/complaint or 1-888-382-1222.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-container-core-group-is-layout-84b9b9b1 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-right:0;padding-bottom:var(--wp--preset--spacing--70);padding-left:0\">\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-4e0b3d7f wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h3 class=\"wp-block-heading\">Our best advice<\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color wp-block-paragraph\">Our philosophy is simple. Let calls from unknown callers go to voicemail! It&#8217;s the best defense against getting scammed. Need to get the specifics on the number? Check out <a href=\"https:\/\/directory.youmail.com\/\">YouMail&#8217;s online phone directory<\/a>&nbsp; to see if that number has negative reports or is from a known scammer.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Sure, we all get mailers from our bank with new loan offers and financing options. But what about&hellip;","protected":false},"author":2,"featured_media":0,"parent":6720,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"csco_singular_sidebar":"","csco_page_header_type":"none","csco_page_load_nextpost":"","footnotes":""},"class_list":["post-6753","page","type-page","status-publish","cs-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pre-Approved Loan - YouMail<\/title>\n<meta name=\"description\" content=\"Learn how pre-approved loan scam calls work, how to spot fake loan offers, and how YouMail helps block scam and spam calls.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.youmail.com\/home\/scam\/pre-approved-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pre-Approved Loan - 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