{"id":6751,"date":"2026-05-12T23:22:16","date_gmt":"2026-05-12T23:22:16","guid":{"rendered":"https:\/\/wwwyoumailcstg.wpenginepowered.com\/?page_id=6751"},"modified":"2026-05-28T14:41:30","modified_gmt":"2026-05-28T14:41:30","slug":"payday-loan","status":"publish","type":"page","link":"https:\/\/www.youmail.com\/home\/scam\/payday-loan\/","title":{"rendered":"Payday Loan"},"content":{"rendered":"\n<section class=\"wp-block-group alignfull is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-e7df6947 wp-block-group-is-layout-flex\" style=\"margin-bottom:0;padding-top:0;padding-right:var(--wp--preset--spacing--30);padding-bottom:0;padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-1 gb-1-col-equal gb-columns-center\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1080px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\" style=\"text-align:left\">\n<div class=\"wp-block-group is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-f9faaab3 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-7387b849 wp-block-group-is-layout-flex\">\n<div class=\"md-chip\"><h1>PAYDAY LOAN SCAM<\/h1><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-98f1893a wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40)\">\n<p class=\"has-text-align-center has-primary-color has-text-color has-link-color wp-elements-3b56f4c2d2814ad1a7b5e43cafe8ea06 wp-block-paragraph\">Cash advance, easy money<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex\"><style>@media only screen and (max-width: 600px) {.gb-6a7f55a7099b3{font-size: 36px!important;}}<\/style>\n<h2 class=\"gb-6a7f55a7099b3 wp-block-heading has-text-align-center\" style=\"font-size:64px;line-height:1.1\"><em>&#8220;<em><em><em><em><em><em><em>Congratulations<\/em><\/em><\/em><\/em><\/em><\/em><\/em>. You&#8217;ve been pre-approved for fast cash&#8221;<\/em><\/h2>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:0;padding-bottom:var(--wp--preset--spacing--50)\">\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-a90bdea2083621cb84544e18b5593b36 wp-block-paragraph\" style=\"color:#5d7083\">Emergency financing can often be a lifesaver, especially during a rough patch. However, don&#8217;t fall victim to the Payday loan scam, a robocall offering fast and easy money. They are an attempt to collect your private data to commit identity fraud.<\/p>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-container-core-group-is-layout-e3964afe wp-block-group-is-layout-constrained has-background\" style=\"border-top-left-radius:60px;border-top-right-radius:8px;border-bottom-left-radius:60px;border-bottom-right-radius:60px;padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60);background-image:url(&apos;https:\/\/www.youmail.com\/wp-content\/uploads\/2025\/08\/pitch-bkgd-alt.jpg&apos;);background-size:cover;background-attachment:scroll;\">\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex\">\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-2 gb-2-col-equal\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\" style=\"text-align:center\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"447\" height=\"891\" src=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high.png\" alt=\"\" class=\"wp-image-6758\" style=\"aspect-ratio:0.5;object-fit:contain;width:250px;height:auto\" srcset=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high.png 447w, https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high-151x300.png 151w, https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high-400x797.png 400w\" sizes=\"auto, (max-width: 447px) 100vw, 447px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-center\"><div class=\"gb-block-layout-column-inner\">\n<p class=\"wp-block-paragraph\">Get protection from payday loan scams<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">YouMail &#8211; the totally free service that stops over 1 million bad guys from ringing your phone!<\/h3>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons alignwide is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-b192c3d7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/account.youmail.com\/signup?ym_source=web&amp;ym_medium=button&amp;ym_campaign=scam-payday-loan\" style=\"color:#1d5326;background-color:#bee5be;padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">Stop payday loan scams today<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-6ad4e947 wp-block-group-is-layout-constrained\" style=\"background:linear-gradient(180deg,rgb(239,243,255) 0%,rgba(255,255,255,0) 100%);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<h2 class=\"wp-block-heading has-text-align-left has-primary-color has-text-color has-link-color wp-elements-5f05cced4b0061bd594f8aef39059950\">What you should know<\/h2>\n\n\n\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-b3ff8204 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-left has-secondary-color has-text-color wp-block-paragraph\">They&#8217;re called payday loans because payday is typically when borrowers can pay them back. They&#8217;re usually small, short-term loans with interest rates (on an annualized basis) upwards of 400 percent.<\/p>\n\n\n\n<p class=\"has-text-align-left has-secondary-color has-text-color wp-block-paragraph\">Most of the callers identify themselves as attorneys for the loan company. They obtain credit card information, dates of birth, confidential telephone numbers and other personal information, and then proceed to victimize the residents; either for identify theft or debt-collection.<\/p>\n<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-6ad4e947 wp-block-group-is-layout-constrained\" style=\"background:linear-gradient(180deg,rgb(239,243,255) 0%,rgba(255,255,255,0) 100%);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--60)\">\n<h2 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-link-color wp-elements-e7f2050ef45af3f7bf885bfbda6f2ffe\">How YouMail can help stop payday loan scams today<\/h2>\n\n\n\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-b3ff8204 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-center has-secondary-color has-text-color has-link-color wp-elements-6b473e5689fea2a382f9f6dc84136c67 wp-block-paragraph\">YouMail is the leading solution for getting rid of robocalls and we are proud that our customers are protected from scammers, spammers, and other unwanted callers. Best of all, it&#8217;s a 100% free service available for everyone!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/account.youmail.com\/signup?ym_source=web&amp;ym_medium=button&amp;ym_campaign=scam-payday-loan\" style=\"color:#1d5326;background-color:#bee5be;padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">Stop payday loan scams today<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-background is-layout-constrained wp-container-core-group-is-layout-b9582fc7 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:60px;border-top-right-radius:8px;border-bottom-left-radius:60px;border-bottom-right-radius:60px;background:linear-gradient(135deg,rgb(22,21,21) 0%,rgb(42,41,45) 100%);padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);background-image:url(&apos;https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/unknown-caller-bkgd.jpg&apos;);background-size:cover;\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<h2 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-link-color wp-elements-1d55dd052e498690661e01abd3902a70\">Typical payday loan scam voicemail left with YouMail customers<\/h2>\n\n\n\n<figure class=\"wp-block-audio\"><audio controls src=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/05\/payday-loan.mp3\"><\/audio><\/figure>\n\n\n\n<pre class=\"wp-block-preformatted\" style=\"border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-left-radius:30px;border-bottom-right-radius:30px\">TRANSCRIPTION: Hello. Loans can be very expensive. However, we have some fantastic news for you. You had filled out a form for a payday loan in the past. One of our lenders recently reviewed your information with our VIP lending department and we managed to get you pre-approved for a payday loan of up to $1500. All funds are deposited into your account within 24 hours. We are 100% American based company dealing with only licensed lenders to receive your preapproved loan. Press one now. Again, just press one now to take advantage of this pre-approved payday loan. To pass on this offer and get put on our do-not-call list press nine now.<\/pre>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-bottom:0\">\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-4e0b3d7f wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h3 class=\"wp-block-heading\">What you should do<\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color wp-block-paragraph\">Hang up! Remember, pressing any number can be dangerous. You are much better off just hanging up. What if you get conned into taking the call? <br><br>Don&#8217;t provide any personal or financial information. And remember that numbers can be spoofed (caller ID will be fake). Report them and other Do Not Call violations to ftc.gov\/complaint or 1-888-382-1222.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-container-core-group-is-layout-84b9b9b1 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-right:0;padding-bottom:var(--wp--preset--spacing--70);padding-left:0\">\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-4e0b3d7f wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h3 class=\"wp-block-heading\">Our best advice<\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color wp-block-paragraph\">We probably sound like a broken record, but trust us! Your best defense is letting all unknown callers go right to voicemail. Need to get the specifics on the number? Check out &nbsp;<a href=\"https:\/\/directory.youmail.com\/\">YouMail&#8217;s online phone directory<\/a>&nbsp;&nbsp;to see if that number has negative reports or is from a known scammer.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Emergency financing can often be a lifesaver, especially during a rough patch. 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