{"id":6729,"date":"2026-05-12T23:22:47","date_gmt":"2026-05-12T23:22:47","guid":{"rendered":"https:\/\/wwwyoumailcstg.wpenginepowered.com\/?page_id=6729"},"modified":"2026-05-28T14:17:50","modified_gmt":"2026-05-28T14:17:50","slug":"credit-repair","status":"publish","type":"page","link":"https:\/\/www.youmail.com\/home\/scam\/credit-repair\/","title":{"rendered":"Credit Repair"},"content":{"rendered":"\n<section class=\"wp-block-group alignfull is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-e7df6947 wp-block-group-is-layout-flex\" style=\"margin-bottom:0;padding-top:0;padding-right:var(--wp--preset--spacing--30);padding-bottom:0;padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-1 gb-1-col-equal gb-columns-center\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\" style=\"max-width:1080px\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\" style=\"text-align:left\">\n<div class=\"wp-block-group is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-f9faaab3 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-7387b849 wp-block-group-is-layout-flex\">\n<div class=\"md-chip\"><h1>CREDIT REPAIR SCAM<\/h1><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-98f1893a wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40)\">\n<p class=\"has-text-align-center has-primary-color has-text-color has-link-color wp-elements-1b0532b686442ebef2d216a80a03a0ea wp-block-paragraph\">From the fire into the frying pan<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex\"><style>@media only screen and (max-width: 600px) {.gb-6a7f5284ab8ee{font-size: 36px!important;}}<\/style>\n<h2 class=\"gb-6a7f5284ab8ee wp-block-heading has-text-align-center\" style=\"font-size:64px;line-height:1.1\"><em>&#8220;<em><em><em>Is your credit less than golden<\/em><\/em><\/em>&#8220;<\/em><\/h2>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:0;padding-bottom:var(--wp--preset--spacing--50)\">\n<p class=\"has-text-align-center has-text-color has-link-color wp-elements-00a73963b754cb56f3ef9a93adb3d32b wp-block-paragraph\" style=\"color:#5d7083\">Who isn&#8217;t tempted by the notion of a fresh start? Certainly, the 68 million score-able Americans with a bad or poor credit score (lower than 601), have thought about it. In fact, it may seem like just the thing you need to get your credit back on track. But beware. That telephone call promising credit repair and or a new credit identity are fraudulent scams that can put you in some serious trouble.<\/p>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-container-core-group-is-layout-e3964afe wp-block-group-is-layout-constrained has-background\" style=\"border-top-left-radius:60px;border-top-right-radius:8px;border-bottom-left-radius:60px;border-bottom-right-radius:60px;padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60);background-image:url(&apos;https:\/\/www.youmail.com\/wp-content\/uploads\/2025\/08\/pitch-bkgd-alt.jpg&apos;);background-size:cover;background-attachment:scroll;\">\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-f56f9fcf wp-block-group-is-layout-flex\">\n<div class=\"wp-block-genesis-blocks-gb-columns gb-layout-columns-2 gb-2-col-equal\"><div class=\"gb-layout-column-wrap gb-block-layout-column-gap-2 gb-is-responsive-column\">\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-top\"><div class=\"gb-block-layout-column-inner\" style=\"text-align:center\">\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"447\" height=\"891\" src=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high.png\" alt=\"\" class=\"wp-image-6758\" style=\"object-fit:contain;width:250px;height:500px\" srcset=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high.png 447w, https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high-151x300.png 151w, https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/ios-protection-high-400x797.png 400w\" sizes=\"auto, (max-width: 447px) 100vw, 447px\" \/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-column gb-block-layout-column gb-is-vertically-aligned-center\"><div class=\"gb-block-layout-column-inner\">\n<p class=\"wp-block-paragraph\">Get protection from credit repair scams<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">YouMail &#8211; the totally free service that stops over 1 million bad guys from ringing your phone!<\/h3>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons alignwide is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-b192c3d7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/account.youmail.com\/signup?ym_source=web&amp;ym_medium=button&amp;ym_campaign=scam-credit-repair\" style=\"color:#1d5326;background-color:#bee5be;padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">Stop credit repair scams today<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-6ad4e947 wp-block-group-is-layout-constrained\" style=\"background:linear-gradient(180deg,rgb(239,243,255) 0%,rgba(255,255,255,0) 100%);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<h2 class=\"wp-block-heading has-text-align-left has-primary-color has-text-color has-link-color wp-elements-5f05cced4b0061bd594f8aef39059950\">What you should know<\/h2>\n\n\n\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-b3ff8204 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-left has-secondary-color has-text-color has-link-color wp-elements-bfb941fe9f648feeed90c169971f23b5 wp-block-paragraph\">The scam begins with a tempting offer to quickly and easily repair and improve your credit for a fee. Quick to ask for immediate payment prior to providing services, scammers make a point of mentioning all the great &#8220;things&#8221; you can buy with better credit (think of a new car, house or vacation). They will also promise a specific increase in your credit score or even guarantee the removal of negative credit information in your credit report.<\/p>\n\n\n\n<p class=\"has-text-align-left has-secondary-color has-text-color has-link-color wp-elements-69796ec62f6d3aebfb3f647d5d6bae46 wp-block-paragraph\">Companies promising a &#8220;new credit identity&#8221; say they can help you hide bad credit history or bankruptcy for a fee. If you pay them, these companies will provide you with a nine-digit number that looks like a Social Security number. But BEWARE; this process is a scam and it&#8217;s illegal! It&#8217;s quite likely that they are selling stolen Social Security numbers, often those taken from children. By using a stolen number as your own, the con artists will have involved you in identity theft. Based on data and customer feedback, this scam is becoming more and more prevalent.<\/p>\n<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-6ad4e947 wp-block-group-is-layout-constrained\" style=\"background:linear-gradient(180deg,rgb(239,243,255) 0%,rgba(255,255,255,0) 100%);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--60)\">\n<h2 class=\"wp-block-heading has-text-align-center has-primary-color has-text-color has-link-color wp-elements-777e69e8cc476f6c34dcd175e0dd2a88\">How YouMail can help stop credit repair scams today<\/h2>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-7387b849 wp-block-group-is-layout-flex\">\n<p class=\"has-text-align-center has-secondary-color has-text-color has-link-color wp-elements-6b473e5689fea2a382f9f6dc84136c67 wp-block-paragraph\">YouMail is the leading solution for getting rid of robocalls and we are proud that our customers are protected from scammers, spammers, and other unwanted callers. Best of all, it&#8217;s a 100% free service available for everyone!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-3e41869c wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/account.youmail.com\/signup?ym_source=web&amp;ym_medium=button&amp;ym_campaign=scam-credit-repair\" style=\"color:#1d5326;background-color:#bee5be;padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">Stop credit repair scams today<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide has-background is-layout-constrained wp-container-core-group-is-layout-b9582fc7 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:60px;border-top-right-radius:8px;border-bottom-left-radius:60px;border-bottom-right-radius:60px;background:linear-gradient(135deg,rgb(22,21,21) 0%,rgb(42,41,45) 100%);padding-right:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40);background-image:url(&apos;https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/04\/unknown-caller-bkgd.jpg&apos;);background-size:cover;\">\n<section class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<h2 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-link-color wp-elements-f7ea83a12b07ff7476ec3140ba84333d\">Typical credit repair scam voicemail left with YouMail customers<\/h2>\n\n\n\n<figure class=\"wp-block-audio\"><audio controls src=\"https:\/\/www.youmail.com\/wp-content\/uploads\/2026\/05\/credit-repair.mp3\"><\/audio><\/figure>\n\n\n\n<pre class=\"wp-block-preformatted\" style=\"border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-left-radius:30px;border-bottom-right-radius:30px\">TRANSCRIPTION: Attention. You've been selected to take advantage of a little-known credit repair program designed to fix your credit. This credit repair program will help you get approved for that nicer house new car and better interest rates on your credit cards to take advantage of this little-known credit repair program. Press one. Again, please press one to speak to a specialist and fix your credit. To stop all calls from us please press nine now.<\/pre>\n<\/section>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-bottom:0\">\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-4e0b3d7f wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h3 class=\"wp-block-heading\">What you should do<\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color wp-block-paragraph\">The one who can fix your credit in the most effective way is you! If the company claims that can get rid of negative information in your credit report, walk away. No one can do this. Remember, no organization can remove negative credit information. It&#8217;s a false promise! So, be cautious.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-container-core-group-is-layout-84b9b9b1 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-right:0;padding-bottom:var(--wp--preset--spacing--70);padding-left:0\">\n<div class=\"wp-block-group is-vertical is-nowrap is-layout-flex wp-container-core-group-is-layout-4e0b3d7f wp-block-group-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<h3 class=\"wp-block-heading\">Our best advice<\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color wp-block-paragraph\">Let calls from numbers you don&#8217;t recognize roll to voicemail. Voicemail is your greatest asset against fraud. YouMail identifies known scam callers. They will hear an &#8220;out of service&#8221; message and the scammers will take you off their list and move on. Find out more about the number. Check out &nbsp;<a href=\"https:\/\/directory.youmail.com\/\">YouMail&#8217;s online phone directory<\/a>&nbsp;&nbsp;to see if that number has negative reports or belongs to a known scammer.&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"Who isn&#8217;t tempted by the notion of a fresh start? Certainly, the 68 million score-able Americans with a&hellip;","protected":false},"author":2,"featured_media":0,"parent":6720,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"csco_singular_sidebar":"","csco_page_header_type":"none","csco_page_load_nextpost":"","footnotes":""},"class_list":["post-6729","page","type-page","status-publish","cs-entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Repair - YouMail<\/title>\n<meta name=\"description\" content=\"Learn how credit repair scams work, how to spot fake debt relief calls, and how YouMail helps block scam and spam calls.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.youmail.com\/home\/scam\/credit-repair\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Repair - 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