DEBT COLLECTOR SCAM
Money, money, money, money
“Pay up now or else“
Just like the song says, people like to do bad things for money. In fact, these debt collector scam artists take on abusive and harassing tactics to frighten you into providing bank and other personal information.
Get protection from debt collector scams
YouMail – the totally free service that stops over 1 million bad guys from ringing your phone!
What you should know
Scammers will call and pose as collection agencies. More than likely, they will have already accessed your personal information through identity theft or by obtaining your credit report. As a result, they’ll look pretty legitimate. They’ll know what you owe, making the scam seem very believable. They’ll often be abusive and harassing, demanding immediate payment through some combination of mail, phone, website, or debit card. But remember, whatever money you fork over, isn’t going to your credit card bill. It’s going right into the scammer’s pocket.
How YouMail can help stop debt collector scams today
YouMail is the leading solution for getting rid of robocalls and we are proud that our customers are protected from scammers, spammers, and other unwanted callers. Best of all, it’s a 100% free service available for everyone!
Typical debt collector scam voicemail left with YouMail customers
TRANSCRIPTION: Hi I'm reaching out to you today from Dynamic Recovery Solutions, a debt collector. Please give me a call back when you receive this message. My number is 844-735-9451. I would appreciate a call back when you receive this message today, if possible. Again, our toll-free number is 844-735-9451. I appreciate your cooperation.
What you should do
The one who can fix your credit in the most effective way is you! If the company claims that can get rid of negative information in your credit report, walk away. No one can do this. Remember, no organization can remove negative credit information. It’s a false promise! So, be cautious.
Our best advice
Let calls from numbers you don’t recognize roll to voicemail. Voicemail is your greatest asset against fraud. YouMail identifies known scam callers. They will hear an “out of service” message and the scammers will take you off their list and move on. Find out more about the number. Check out YouMail’s online phone directory to see if that number has negative reports or belongs to a known scammer.